![]() ![]() You may find it useful to include these sorts of valuable items on your home inventory list, to help prove you owned it. If you don’t, they’ll be covered up to an amount specified by your insurer - even if they’re worth a lot more - meaning that you may not be paid enough to replace them if you ever claim for them. Most home insurance providers, including Apia, ask you to specify the amount of cover you need for valuable items like artworks, handwoven rugs, or jewellery. 3 things to include in your home inventory 1. ![]() And you’ll know where you keep your important documents if you ever need to make a claim. It can also help you assess whether you have the right amount of Home and Contents Insurance, so you’re less likely to be at risk of underinsurance. Whichever method you choose, creating a home inventory is a useful way of accounting for your belongings if your entire home is affected by an insured event, like fire, flood or theft. Home inventories come in many forms - you might use a spreadsheet, home inventory app or, simply, a trusty pen and paper. (March 28, 2012).A home inventory is a list that includes all the personal possessions you keep at home, along with proof of ownership and their value. "Homeowners Unprepared for Weather." Insurance Networking News. "Taking Home Inventory." (March 28, 2012). "6 Questions to Ask When Shopping for Homeowners Insurance." Feb.
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